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Birthday Gifts
20 Best 15 Year Old Birthday Gifts

by admin August 25, 2021

by admin August 25, 2021

20 Best 15 Year Old Birthday Gifts Birthdays are special events that call for event. There is happiness, laughter, and merriment. These…
Birthday Party
The top 20 Ideas About 12 Year Old Birthday Party

by admin November 11, 2020

by admin November 11, 2020

The top 20 Ideas About 12 Year Old Birthday Party Who does not like a birthday parties? When you have kids, birthday…
Anniversary Gift Ideas
Top 20 10 Year Anniversary Gift Ideas for Her

by admin June 6, 2019July 29, 2019

by admin June 6, 2019July 29, 2019

Top 20 10 Year Anniversary Gift Ideas for Her -Are you seeking enjoyable and also imaginative Do-It-Yourself gift ideas? Do you wish…
Best Gift Ideas Collection
The Best Ideas for 13 Year Old Boy Gift Ideas

by admin August 9, 2018July 29, 2019

by admin August 9, 2018July 29, 2019

The Best Ideas for 13 Year Old Boy Gift Ideas -Are you trying to find fun and imaginative Do-It-Yourself gift ideas? Do…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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year how many days

20 Best 15 Year Old Birthday Gifts

The top 20 Ideas About 12 Year Old Birthday Party

Top 20 10 Year Anniversary Gift Ideas for Her

The Best Ideas for 13 Year Old Boy Gift Ideas