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Must-try Tasty Indian Dishes

by renzo.villanueva March 16, 2020

by renzo.villanueva March 16, 2020

India is known for its rich culture which definitely gives them a unique identity of their own. Aside from the Taj Mahal,…
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Best Ways to Boost Your Home’s Value Before Selling It

by Mia February 6, 2020February 10, 2020

by Mia February 6, 2020February 10, 2020

You probably haven’t given much thought about the market of your home up until the time to sell it came. Once you…
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The best teeth friendly birthday cake ideas

by Mia January 23, 2020February 10, 2020

by Mia January 23, 2020February 10, 2020

Cakes are one of the things that will never bore you. You and your kids may adore them, but you should remember…
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CRINOLINE, INDISPENSABLE LOLITA ACCESSORIES

by admin June 28, 2019June 28, 2019

by admin June 28, 2019June 28, 2019

CRINOLINE, INDISPENSABLE LOLITA ACCESSORIES Do you see all those wedding dresses that you so much admire? The ball-like ones that make brides…
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Photoshoot Styling 101 with Basic Invite

by admin April 13, 2019April 13, 2019

by admin April 13, 2019April 13, 2019

Deciding what to wear to your photoshoot can be really stressful. You want the pictures to look timeless, but different styles go…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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Best Collections

Must-try Tasty Indian Dishes

Best Ways to Boost Your Home’s Value Before Selling It

The best teeth friendly birthday cake ideas

CRINOLINE, INDISPENSABLE LOLITA ACCESSORIES

Photoshoot Styling 101 with Basic Invite