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5 Features of Vinyl Windows

by admin December 15, 2020

by admin December 15, 2020

Vinyl windows have been around since the 1950s and they have become increasingly popular with each passing decade. Not to mention the…
DIY Outdoor Ideas
20 Ideas for Diy Vinyl Fence

by admin June 9, 2019June 10, 2019

by admin June 9, 2019June 10, 2019

20 Ideas for Diy Vinyl Fence -Love crafting and also making cool DIY, but locate you never have enough time to make…
Patio Ideas
The Best Ideas for Vinyl Patio Covers

by admin October 24, 2018July 1, 2019

by admin October 24, 2018July 1, 2019

The Best Ideas for Vinyl Patio Covers –Home designing is greater than a chore; it’s a living form of art, a breathing,…
DIY Home Decoration Ideas
Top 20 Diy Vinyl Storage

by admin April 29, 2018July 29, 2019

by admin April 29, 2018July 29, 2019

Top 20 Diy Vinyl Storage -Love crafting and making amazing DIY, yet find you never ever have enough time to make something…
DIY Home Decoration Ideas
20 Best Diy Personalized Wine Glasses with Vinyl

by admin April 25, 2018July 29, 2019

by admin April 25, 2018July 29, 2019

20 Best Diy Personalized Wine Glasses with Vinyl -Seeking an easy craft to select you contemporary minimalist decoration? Regardless of what your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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