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Valentine Gift Ideas
The Best Valentine's Day Gift Ideas for Wife

by admin April 10, 2019July 29, 2019

by admin April 10, 2019July 29, 2019

The Best Valentine&#039;s Day Gift Ideas for Wife -Are you seeking enjoyable and also innovative Do-It-Yourself gift ideas? Do you want to…
Best DIY Ideas Collection
20 Of the Best Ideas for Valentine's Day Decorations Diy

by admin January 2, 2019July 29, 2019

by admin January 2, 2019July 29, 2019

20 Of the Best Ideas for Valentine&#039;s Day Decorations Diy -Seeking a straightforward craft to go with you modern-day minimal design? Whatever…
DIY Craft Ideas for Toddlers
The Best Valentine's Day Craft Ideas for toddlers

by admin November 18, 2018July 1, 2019

by admin November 18, 2018July 1, 2019

The Best Valentine&#039;s Day Craft Ideas for toddlers -Searching for a basic craft to go with you contemporary minimal decor? No matter…
Valentine Gift Ideas
20 Best Valentine's Day Gift Ideas for Mom

by admin November 18, 2018March 27, 2019

by admin November 18, 2018March 27, 2019

20 Best Valentine&#039;s Day Gift Ideas for Mom -Are you looking for fun as well as creative Do-It-Yourself gift ideas? Do you…
Valentine Gift Ideas
Best 20 Valentine's Day Homemade Gift Ideas

by admin October 12, 2018July 29, 2019

by admin October 12, 2018July 29, 2019

Best 20 Valentine&#039;s Day Homemade Gift Ideas – The most effective thing about the various gift ideas is that it allows you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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valentines day movie

The Best Valentine's Day Gift Ideas for Wife

20 Of the Best Ideas for Valentine's Day Decorations Diy

The Best Valentine's Day Craft Ideas for toddlers

20 Best Valentine's Day Gift Ideas for Mom

Best 20 Valentine's Day Homemade Gift Ideas