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Patio Ideas
The 20 Best Ideas for Patio Table Umbrella

by admin September 27, 2018July 1, 2019

by admin September 27, 2018July 1, 2019

The 20 Best Ideas for Patio Table Umbrella –Absolutely nothing can improve your living area like eco-friendly leafy plants and also floral…
Patio Ideas
The Best Ideas for Target Patio Umbrella

by admin June 7, 2018July 1, 2019

by admin June 7, 2018July 1, 2019

The Best Ideas for Target Patio Umbrella –Light can be a really powerful pressure in your designing arsenal, offering you the capacity…
Patio Ideas
Top 20 Cantilever Patio Umbrella

by admin May 18, 2018July 1, 2019

by admin May 18, 2018July 1, 2019

Top 20 Cantilever Patio Umbrella –You do not even have to have a green thumb to include some plant to your home.…
Patio Ideas
20 Best Patio Umbrella Stand

by admin May 4, 2018July 29, 2019

by admin May 4, 2018July 29, 2019

20 Best Patio Umbrella Stand –There are many reasons why people want to embellish their houses however the end outcome must be…
DIY Home Decoration Ideas
The top 20 Ideas About Diy Umbrella Stands

by admin March 27, 2018July 29, 2019

by admin March 27, 2018July 29, 2019

The top 20 Ideas About Diy Umbrella Stands -Love crafting and also making awesome DIY, but locate you never have enough time…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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