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Best Gift Ideas Collection
20 Best Ideas Stranger Things Gift Ideas

by admin September 12, 2018July 29, 2019

by admin September 12, 2018July 29, 2019

20 Best Ideas Stranger Things Gift Ideas -Are you searching for enjoyable and innovative Do-It-Yourself gift ideas? Do you want to provide…
Birthday Cards
The Best Stranger Things Birthday Card

by admin September 10, 2018July 29, 2019

by admin September 10, 2018July 29, 2019

The Best Stranger Things Birthday Card . Stranger Things Birthday Card are simple to brainstorm, specifically if you understand the birthday woman…
Birthday Cards
20 Best Ideas Things to Say In A Birthday Card

by admin August 18, 2018July 29, 2019

by admin August 18, 2018July 29, 2019

20 Best Ideas Things to Say In A Birthday Card . Things To Say In A Birthday Card are simple to brainstorm,…
Best Gift Ideas Collection
Best 20 Favorite Things Gift Ideas

by admin August 11, 2018July 29, 2019

by admin August 11, 2018July 29, 2019

Best 20 Favorite Things Gift Ideas -Are you seeking fun and also creative Do-It-Yourself gift ideas? Do you intend to provide presents…
Birthday Cards
Top 20 Things to Write In A Birthday Card

by admin July 8, 2018March 27, 2019

by admin July 8, 2018March 27, 2019

Top 20 Things to Write In A Birthday Card . Things To Write In A Birthday Card are easy to brainstorm, specifically…
Birthday Cakes
20 Best Funny Things to Write On A Birthday Cake

by admin June 17, 2018March 27, 2019

by admin June 17, 2018March 27, 2019

20 Best Funny Things to Write On A Birthday Cake –. Have a special birthday coming up and need an outstanding Funny…
Best Gift Ideas Collection
20 Best Favorite Things Party Gift Ideas $5

by admin June 13, 2018July 29, 2019

by admin June 13, 2018July 29, 2019

20 Best Favorite Things Party Gift Ideas $5 -Are you searching for enjoyable and also creative Do-It-Yourself gift ideas? Do you want…
DIY Home Decoration Ideas
Best 20 Cute Things to Paint On A Canvas

by admin May 27, 2018July 29, 2019

by admin May 27, 2018July 29, 2019

Best 20 Cute Things to Paint On A Canvas -Trying to find a straightforward craft to opt for you modern-day minimal style?…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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