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Birthday Cards
The 20 Best Ideas for Photoshop Birthday Card Template

by admin June 18, 2019March 27, 2019

by admin June 18, 2019March 27, 2019

The 20 Best Ideas for Photoshop Birthday Card Template . Photoshop Birthday Card Template are easy to brainstorm, especially if you know…
Birthday Cards
Top 20 Birthday Card Template Google Docs

by admin April 1, 2019July 29, 2019

by admin April 1, 2019July 29, 2019

Top 20 Birthday Card Template Google Docs . Birthday Card Template Google Docs are simple to brainstorm, particularly if you understand the…
DIY Wedding Ideas
20 Of the Best Ideas for Diy Wedding Programs Fans Template

by admin December 27, 2018March 27, 2019

by admin December 27, 2018March 27, 2019

20 Of the Best Ideas for Diy Wedding Programs Fans Template -Love crafting and also making cool DIY, yet discover you never…
Birthday Cards
20 Best Ideas Pop Up Birthday Card Template

by admin December 9, 2018July 29, 2019

by admin December 9, 2018July 29, 2019

20 Best Ideas Pop Up Birthday Card Template . Pop Up Birthday Card Template are easy to brainstorm, especially if you understand…
DIY Box Ideas
20 Ideas for Diy Gift Box Template

by admin September 9, 2018July 29, 2019

by admin September 9, 2018July 29, 2019

20 Ideas for Diy Gift Box Template -Seeking a basic craft to choose you modern-day minimal design? No matter what your style,…
Birthday Invitation
20 Best Birthday Invitations Template

by admin August 30, 2018March 27, 2019

by admin August 30, 2018March 27, 2019

20 Best Birthday Invitations Template Your birthday invitation might be an invitation to a regular birthday celebration, or a surprise celebration, or…
DIY Costume Ideas
20 Ideas for Diy Skeleton Costume Template

by admin August 11, 2018July 29, 2019

by admin August 11, 2018July 29, 2019

20 Ideas for Diy Skeleton Costume Template -Looking for a simple craft to select you modern minimal decor? No matter what your…
Birthday Cards
The top 20 Ideas About Blank Birthday Card Template

by admin July 18, 2018July 29, 2019

by admin July 18, 2018July 29, 2019

The top 20 Ideas About Blank Birthday Card Template . Blank Birthday Card Template are simple to brainstorm, specifically if you understand…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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