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20 Best Ideas Gift Ideas for Kindergarten Students

by admin June 27, 2019June 10, 2019

by admin June 27, 2019June 10, 2019

20 Best Ideas Gift Ideas for Kindergarten Students -Are you seeking enjoyable and creative Do-It-Yourself gift ideas? Do you wish to offer…
Best Gift Ideas Collection
The 20 Best Ideas for Gift Ideas for Siblings

by admin January 28, 2019July 29, 2019

by admin January 28, 2019July 29, 2019

The 20 Best Ideas for Gift Ideas for Siblings – The very best feature of the different gift ideas is that it…
Gift Ideas for Boyfriend
The Best Ideas for Gift Ideas for Military Boyfriend

by admin October 8, 2018June 10, 2019

by admin October 8, 2018June 10, 2019

The Best Ideas for Gift Ideas for Military Boyfriend -Are you seeking fun and creative Do-It-Yourself gift ideas? Do you intend to…
Best Gift Ideas Collection
The Best Gift Ideas for Two Year Old Girl

by admin August 5, 2018July 29, 2019

by admin August 5, 2018July 29, 2019

The Best Gift Ideas for Two Year Old Girl -Are you searching for enjoyable and also innovative Do-It-Yourself gift ideas? Do you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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t ideas young adults under 25

20 Best Ideas Gift Ideas for Kindergarten Students

The 20 Best Ideas for Gift Ideas for Siblings

The Best Ideas for Gift Ideas for Military Boyfriend

The Best Gift Ideas for Two Year Old Girl