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Christmas Gift Ideas
20 Best Gift Ideas for Christmas

by admin April 19, 2019July 29, 2019

by admin April 19, 2019July 29, 2019

20 Best Gift Ideas for Christmas -Are you seeking enjoyable as well as innovative Do-It-Yourself gift ideas? Do you want to give…
Best Gift Ideas Collection
20 Of the Best Ideas for Gift Ideas for College Freshmen

by admin December 16, 2018July 29, 2019

by admin December 16, 2018July 29, 2019

20 Of the Best Ideas for Gift Ideas for College Freshmen – The best aspect of the different gift ideas is that…
Best Gift Ideas Collection
Best 20 Gift Ideas Mom

by admin November 20, 2018July 29, 2019

by admin November 20, 2018July 29, 2019

Best 20 Gift Ideas Mom – The best aspect of the various gift ideas is that it permits you to choose among…
Gift Ideas for Boys
20 Best Ideas Gift Ideas for Tween Boys

by admin June 9, 2018March 27, 2019

by admin June 9, 2018March 27, 2019

20 Best Ideas Gift Ideas for Tween Boys -Are you looking for enjoyable and innovative Do-It-Yourself gift ideas? Do you wish to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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t ideas for mom

20 Best Gift Ideas for Christmas

20 Of the Best Ideas for Gift Ideas for College Freshmen

Best 20 Gift Ideas Mom

20 Best Ideas Gift Ideas for Tween Boys