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DIY Home Decoration Ideas
20 Best Diy Sensory toys

by admin February 13, 2022

by admin February 13, 2022

20 Best Diy Sensory toys -Trying to find an easy craft to choose you modern-day minimalist decoration? Regardless of what your style,…
DIY Home Decoration Ideas
Top 20 Diy Sensory Table

by admin June 1, 2019July 29, 2019

by admin June 1, 2019July 29, 2019

Top 20 Diy Sensory Table -Searching for a straightforward craft to choose you modern-day minimalist decoration? No matter what your decoration, this…
Table Ideas
The 20 Best Ideas for Preschool Sensory Table Ideas

by admin December 31, 2018July 29, 2019

by admin December 31, 2018July 29, 2019

The 20 Best Ideas for Preschool Sensory Table Ideas –Absolutely nothing can improve your living room like environment-friendly leafy plants and also…
Best DIY Ideas Collection
The Best Ideas for Diy Sensory Board

by admin November 21, 2018July 29, 2019

by admin November 21, 2018July 29, 2019

The Best Ideas for Diy Sensory Board -Love crafting and also making amazing DIY, however discover you never have adequate time to…
Best DIY Ideas Collection
20 Best Diy Sensory Deprivation Tank

by admin November 19, 2018July 29, 2019

by admin November 19, 2018July 29, 2019

20 Best Diy Sensory Deprivation Tank -Seeking a simple craft to opt for you contemporary minimal decoration? Whatever your decoration, this trendy…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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