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Wine Cellar Ideas
The 20 Best Ideas for Macy's Wine Cellar Reviews

by admin August 28, 2019June 10, 2019

by admin August 28, 2019June 10, 2019

The 20 Best Ideas for Macy&#039;s Wine Cellar Reviews –There are lots of factors why individuals desire to enhance their residences yet…
Best DIY Ideas Collection
The top 20 Ideas About Diy Home Security Systems Reviews

by admin May 18, 2019July 29, 2019

by admin May 18, 2019July 29, 2019

The top 20 Ideas About Diy Home Security Systems Reviews -Love crafting and making trendy DIY, yet discover you never ever have…
Chair Ideas
20 Best Ideas Massage Chair Reviews

by admin March 15, 2019July 29, 2019

by admin March 15, 2019July 29, 2019

20 Best Ideas Massage Chair Reviews –If you want to see just how various other residences look in order to provide you…
Fireplace Ideas
The top 20 Ideas About Direct Vent Gas Fireplace Reviews 2019

by admin October 29, 2018July 1, 2019

by admin October 29, 2018July 1, 2019

The top 20 Ideas About Direct Vent Gas Fireplace Reviews 2019 –There are numerous reasons why individuals want to enhance their residences…
Outdoor Ideas
20 Of the Best Ideas for Outdoor Hdtv Antenna Reviews

by admin October 12, 2018March 27, 2019

by admin October 12, 2018March 27, 2019

20 Of the Best Ideas for Outdoor Hdtv Antenna Reviews –Home decorating is more than a duty; it’s a living type of…
Pool Ideas
The Best Semi Inground Pool Reviews

by admin July 30, 2018March 29, 2019

by admin July 30, 2018March 29, 2019

The Best Semi Inground Pool Reviews –Absolutely nothing can fix up your living space like eco-friendly leafy plants and also flower arrangements.…
Chair Ideas
The Best the Perfect Sleep Chair Reviews

by admin July 9, 2018July 1, 2019

by admin July 9, 2018July 1, 2019

The Best the Perfect Sleep Chair Reviews –Absolutely nothing can spruce up your living space like eco-friendly leafy plants and also flower…
Best DIY Ideas Collection
Best 20 Walabot Diy Reviews

by admin May 31, 2018July 29, 2019

by admin May 31, 2018July 29, 2019

Best 20 Walabot Diy Reviews -Love crafting and making awesome DIY, yet locate you never have enough time to make something cool?…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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