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Best Gift Ideas Collection
The 20 Best Ideas for Gift Ideas for Older Women

by admin June 17, 2019July 29, 2019

by admin June 17, 2019July 29, 2019

The 20 Best Ideas for Gift Ideas for Older Women -Are you searching for fun and imaginative Do-It-Yourself gift ideas? Do you…
Short Hairstyles
20 Ideas for Best Short Haircuts for Older Women

by admin June 15, 2019March 27, 2019

by admin June 15, 2019March 27, 2019

20 Ideas for Best Short Haircuts for Older Women This is a Really popular hair iron – the Sedu Hair Iron. Making…
DIY Craft Ideas for Kids
20 Best Christmas Crafts for Older Kids

by admin March 3, 2019July 1, 2019

by admin March 3, 2019July 1, 2019

20 Best Christmas Crafts for Older Kids -Seeking a simple craft to choose you modern minimalist design? No matter what your design,…
Cool Hairstyles
The top 20 Ideas About Older Hairstyles

by admin September 13, 2018July 29, 2019

by admin September 13, 2018July 29, 2019

The top 20 Ideas About Older Hairstyles This is a incredibly popular hair iron – the Sedu Hair Iron. Utilizing a gel…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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older

The 20 Best Ideas for Gift Ideas for Older Women

20 Ideas for Best Short Haircuts for Older Women

20 Best Christmas Crafts for Older Kids

The top 20 Ideas About Older Hairstyles