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Patio Ideas
Top 20 Ikea Patio Umbrella

by admin December 21, 2019June 10, 2019

by admin December 21, 2019June 10, 2019

Top 20 Ikea Patio Umbrella –Light can be a really effective pressure in your decorating toolbox, providing you the ability to create…
Patio Ideas
The top 20 Ideas About Ikea Patio Furniture

by admin March 9, 2019July 1, 2019

by admin March 9, 2019July 1, 2019

The top 20 Ideas About Ikea Patio Furniture –Nothing can fix up your living room like environment-friendly leafy plants and floral plans.…
Chair Ideas
20 Of the Best Ideas for Ikea Patio Chairs

by admin February 15, 2019July 1, 2019

by admin February 15, 2019July 1, 2019

20 Of the Best Ideas for Ikea Patio Chairs –Absolutely nothing can fix up your living room like green leafy plants as…
Patio Ideas
The Best Ikea Patio Tiles

by admin November 4, 2018July 1, 2019

by admin November 4, 2018July 1, 2019

The Best Ikea Patio Tiles –There are lots of factors why people want to enhance their houses however the end outcome should…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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