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Birthday Wishes
The top 20 Ideas About Happy Birthday Wishes for Wife

by admin April 25, 2018July 29, 2019

by admin April 25, 2018July 29, 2019

The top 20 Ideas About Happy Birthday Wishes for Wife This time, do something truly thoughtful and add tailored birthday wishes and…
Birthday Cakes
Top 20 Cake Happy Birthday

by admin April 18, 2018July 29, 2019

by admin April 18, 2018July 29, 2019

Top 20 Cake Happy Birthday –. Searching for the best Cake Happy Birthday ? Have an unique birthday turning up and also…
Funny Birthday
The top 20 Ideas About Funny Happy Birthday Poems

by admin March 31, 2018July 29, 2019

by admin March 31, 2018July 29, 2019

The top 20 Ideas About Funny Happy Birthday Poems Sending funny birthday wishes is a fantastic method to make anyone’s day even…
Birthday Party
The Best Ideas for Party City Happy Birthday Balloons

by admin March 27, 2018March 27, 2019

by admin March 27, 2018March 27, 2019

The Best Ideas for Party City Happy Birthday Balloons Who does not love a birthday parties? When you have kids, birthday party…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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happy

The top 20 Ideas About Happy Birthday Wishes for Wife

Top 20 Cake Happy Birthday

The top 20 Ideas About Funny Happy Birthday Poems

The Best Ideas for Party City Happy Birthday Balloons