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Birthday Quotes
20 Best Ideas Happy Birthday Comadre Quotes

by admin September 16, 2020

by admin September 16, 2020

20 Best Ideas Happy Birthday Comadre Quotes A few of the most quotable birthday expressions have actually been carefully picked for our…
Birthday Wishes
The top 20 Ideas About Happy Birthday Wishes for Daughter In Law

by admin May 31, 2019July 29, 2019

by admin May 31, 2019July 29, 2019

The top 20 Ideas About Happy Birthday Wishes for Daughter In Law This time, do something genuinely thoughtful and include tailored birthday…
Birthday Cards
Best 20 Happy Birthday Dog Card

by admin January 5, 2019July 29, 2019

by admin January 5, 2019July 29, 2019

Best 20 Happy Birthday Dog Card . Happy Birthday Dog Card are simple to brainstorm, particularly if you know the birthday woman…
Birthday Cakes
Best 20 Happy Birthday Cake with Candles

by admin December 25, 2018July 29, 2019

by admin December 25, 2018July 29, 2019

Best 20 Happy Birthday Cake with Candles –. Seeking the most effective Happy Birthday Cake With Candles ? Have a special birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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