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Funny Birthday
The 20 Best Ideas for Happy Birthday songs Funny

by admin June 29, 2024

by admin June 29, 2024

The 20 Best Ideas for Happy Birthday songs Funny Sending funny birthday wishes is a great method to make anybody’s day even…
Birthday Quotes
20 Ideas for Happy Birthday Famous Quotes

by admin October 22, 2021

by admin October 22, 2021

20 Ideas for Happy Birthday Famous Quotes Some of the most quotable birthday expressions have actually been hand-picked for our birthday poems…
Birthday Cards
The Best Ideas for Happy Birthday Card Template

by admin January 23, 2021

by admin January 23, 2021

The Best Ideas for Happy Birthday Card Template . Happy Birthday Card Template are easy to brainstorm, especially if you know the…
Birthday Quotes
The top 20 Ideas About Happy Birthday Mom Quotes From Daughter

by admin June 2, 2019July 29, 2019

by admin June 2, 2019July 29, 2019

The top 20 Ideas About Happy Birthday Mom Quotes From Daughter Some of the most quotable birthday sayings have actually been hand-picked…
Funny Birthday
The top 20 Ideas About Happy Birthday Old Man Funny Pictures

by admin March 29, 2019July 29, 2019

by admin March 29, 2019July 29, 2019

The top 20 Ideas About Happy Birthday Old Man Funny Pictures Sending funny birthday wishes is a terrific method to make anybody’s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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