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DIY Home Decoration Ideas
The top 20 Ideas About Diy Garden Tables

by admin December 9, 2023

by admin December 9, 2023

The top 20 Ideas About Diy Garden Tables -Looking for an easy craft to select you modern-day minimal decoration? No matter what…
DIY Outdoor Ideas
20 Best Ideas Diy Garden Stepping Stones

by admin April 23, 2019July 29, 2019

by admin April 23, 2019July 29, 2019

20 Best Ideas Diy Garden Stepping Stones -Love crafting as well as making awesome DIY, yet discover you never ever have enough…
DIY Rack Ideas
Best 20 Diy Garden tool Rack

by admin January 26, 2019July 1, 2019

by admin January 26, 2019July 1, 2019

Best 20 Diy Garden tool Rack -Looking for a basic craft to select you contemporary minimal style? Whatever your style, this amazing…
DIY Outdoor Ideas
Top 20 Diy Garden Window

by admin December 16, 2018July 1, 2019

by admin December 16, 2018July 1, 2019

Top 20 Diy Garden Window -Looking for a straightforward craft to opt for you modern minimal design? No matter what your style,…
DIY Home Decoration Ideas
20 Best Diy Garden Bench

by admin September 14, 2018July 1, 2019

by admin September 14, 2018July 1, 2019

20 Best Diy Garden Bench -Love crafting and making trendy DIY, however discover you never have adequate time to make something cool?…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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