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DIY Christmas Ideas
Top 20 Diy Christmas Gift for Husband

by admin October 10, 2018July 29, 2019

by admin October 10, 2018July 29, 2019

Top 20 Diy Christmas Gift for Husband -Love crafting as well as making awesome DIY, but discover you never ever have sufficient…
DIY Christmas Ideas
20 Of the Best Ideas for Diy Christmas Decoration Ideas

by admin October 4, 2018July 1, 2019

by admin October 4, 2018July 1, 2019

20 Of the Best Ideas for Diy Christmas Decoration Ideas -Looking for an easy craft to go with you modern-day minimalist decor?…
DIY Craft Ideas for Toddlers
20 Best Ideas Diy Christmas Crafts for toddlers

by admin September 21, 2018July 1, 2019

by admin September 21, 2018July 1, 2019

20 Best Ideas Diy Christmas Crafts for toddlers -Love crafting as well as making great DIY, yet locate you never have sufficient…
DIY Craft Ideas for Toddlers
The top 20 Ideas About Diy Christmas ornaments for toddlers

by admin September 19, 2018July 1, 2019

by admin September 19, 2018July 1, 2019

The top 20 Ideas About Diy Christmas ornaments for toddlers -Love crafting as well as making cool DIY, but find you never…
DIY Christmas Ideas
20 Best Ideas Diy Christmas Tree Skirt Ideas

by admin September 13, 2018July 29, 2019

by admin September 13, 2018July 29, 2019

20 Best Ideas Diy Christmas Tree Skirt Ideas -Love crafting and making awesome DIY, but find you never have adequate time to…
DIY Christmas Ideas
20 Best Ideas Diy Christmas Village Display

by admin September 7, 2018July 1, 2019

by admin September 7, 2018July 1, 2019

20 Best Ideas Diy Christmas Village Display -Love crafting as well as making great DIY, but locate you never ever have adequate…
DIY Craft Ideas for Kids
20 Best Diy Christmas Gifts for Kids

by admin August 29, 2018July 1, 2019

by admin August 29, 2018July 1, 2019

20 Best Diy Christmas Gifts for Kids -Love crafting and also making cool DIY, however locate you never ever have adequate time…
DIY Christmas Ideas
Top 20 Diy Christmas Gift

by admin August 19, 2018July 1, 2019

by admin August 19, 2018July 1, 2019

Top 20 Diy Christmas Gift -Seeking a basic craft to choose you modern-day minimalist decor? No matter what your style, this amazing…
DIY Christmas Ideas
20 Best Ideas Diy Christmas Lace

by admin August 12, 2018July 29, 2019

by admin August 12, 2018July 29, 2019

20 Best Ideas Diy Christmas Lace -Love crafting and also making cool DIY, but discover you never ever have enough time to…
DIY Christmas Ideas
20 Of the Best Ideas for Diy Christmas Gifts for Husband

by admin August 11, 2018July 29, 2019

by admin August 11, 2018July 29, 2019

20 Of the Best Ideas for Diy Christmas Gifts for Husband -Trying to find a straightforward craft to select you modern-day minimalist…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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