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DIY Christmas Ideas
Best 20 Diy Christmas Yard Decor

by admin July 22, 2021

by admin July 22, 2021

Best 20 Diy Christmas Yard Decor -Love crafting as well as making cool DIY, however discover you never have enough time to…
DIY Christmas Ideas
Best 20 Diy Christmas Photo Booth

by admin April 18, 2019July 1, 2019

by admin April 18, 2019July 1, 2019

Best 20 Diy Christmas Photo Booth -Seeking a simple craft to opt for you modern-day minimal design? Whatever your decor, this great…
DIY Craft Ideas for Adult
20 Best Ideas Diy Christmas Gifts for Adults

by admin January 16, 2019July 29, 2019

by admin January 16, 2019July 29, 2019

20 Best Ideas Diy Christmas Gifts for Adults -Love crafting and also making amazing DIY, but discover you never have sufficient time…
DIY Christmas Ideas
20 Best Diy Christmas Countdown

by admin November 25, 2018July 29, 2019

by admin November 25, 2018July 29, 2019

20 Best Diy Christmas Countdown -Love crafting and making amazing DIY, yet find you never ever have enough time to make something…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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