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Birthday Ideas
20 Best Ideas Fun Birthday Delivery Ideas

by admin October 29, 2024

by admin October 29, 2024

20 Best Ideas Fun Birthday Delivery Ideas The first things you will think about are birthday ideas if you are planning for…
Birthday Cakes
Best 20 Birthday Cake Delivery Online

by admin January 28, 2019July 29, 2019

by admin January 28, 2019July 29, 2019

Best 20 Birthday Cake Delivery Online –. Seeking the best Birthday Cake Delivery Online ? Have an unique birthday coming up and…
Mother's Day Gift Ideas
The top 20 Ideas About Mother's Day Delivery Gift Ideas

by admin July 29, 2018July 29, 2019

by admin July 29, 2018July 29, 2019

The top 20 Ideas About Mother&#039;s Day Delivery Gift Ideas -Are you looking for enjoyable as well as innovative Do-It-Yourself gift ideas?…
Birthday Gifts
The Best Same Day Delivery Birthday Gifts

by admin April 9, 2018July 29, 2019

by admin April 9, 2018July 29, 2019

The Best Same Day Delivery Birthday Gifts These events are insufficient without suitable gifts. Choosing suitable birthday gifts is an art in…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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