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DIY Craft Ideas for Adult
The 20 Best Ideas for Easy Christmas Crafts for Adults

by admin June 13, 2019July 29, 2019

by admin June 13, 2019July 29, 2019

The 20 Best Ideas for Easy Christmas Crafts for Adults -Love crafting and also making awesome DIY, however locate you never have…
DIY Craft Ideas for Preschoolers
The 20 Best Ideas for Valentine Crafts Ideas for Preschoolers

by admin June 12, 2019July 1, 2019

by admin June 12, 2019July 1, 2019

The 20 Best Ideas for Valentine Crafts Ideas for Preschoolers -Love crafting and making awesome DIY, but discover you never have enough…
DIY Craft Ideas for Kids
The Best Kids Doing Arts and Crafts

by admin May 28, 2019July 1, 2019

by admin May 28, 2019July 1, 2019

The Best Kids Doing Arts and Crafts -Love crafting as well as making great DIY, however find you never ever have sufficient…
DIY Wood Ideas
Best 20 Fall Wooden Crafts

by admin May 22, 2019July 29, 2019

by admin May 22, 2019July 29, 2019

Best 20 Fall Wooden Crafts -Trying to find a simple craft to select you modern-day minimalist design? Whatever your style, this awesome…
DIY Craft Ideas for Preschoolers
20 Of the Best Ideas for Bible Crafts for Preschoolers Free

by admin May 22, 2019June 10, 2019

by admin May 22, 2019June 10, 2019

20 Of the Best Ideas for Bible Crafts for Preschoolers Free -Love crafting and also making trendy DIY, but find you never…
Best DIY Ideas Collection
20 Best Ideas Micheals Art Crafts

by admin May 14, 2019July 29, 2019

by admin May 14, 2019July 29, 2019

20 Best Ideas Micheals Art Crafts -Love crafting and making awesome DIY, but discover you never ever have enough time to make…
DIY Craft Ideas for Adult
Best 20 Felt Crafts for Adults

by admin May 11, 2019July 1, 2019

by admin May 11, 2019July 1, 2019

Best 20 Felt Crafts for Adults -Love crafting as well as making awesome DIY, yet find you never ever have enough time…
DIY Craft Ideas for Kids
The Best Easy Diy Crafts for Kids

by admin April 30, 2019July 1, 2019

by admin April 30, 2019July 1, 2019

The Best Easy Diy Crafts for Kids -Love crafting as well as making cool DIY, yet locate you never ever have sufficient…
DIY Craft Ideas for Adult
The 20 Best Ideas for Creative Arts and Crafts Ideas for Adults

by admin April 27, 2019July 29, 2019

by admin April 27, 2019July 29, 2019

The 20 Best Ideas for Creative Arts and Crafts Ideas for Adults -Trying to find a basic craft to choose you modern…
DIY Craft Ideas for Kids
The 20 Best Ideas for Best Crafts for Kids

by admin April 24, 2019July 1, 2019

by admin April 24, 2019July 1, 2019

The 20 Best Ideas for Best Crafts for Kids -Love crafting and making cool DIY, yet find you never have enough time…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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