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Christmas Gift Ideas
20 Ideas for Christmas Gift Exchange Ideas for Big Families

by admin February 28, 2019July 29, 2019

by admin February 28, 2019July 29, 2019

20 Ideas for Christmas Gift Exchange Ideas for Big Families -Are you searching for fun as well as innovative Do-It-Yourself gift ideas?…
Christmas Gift Ideas
20 Best Christmas Gift Ideas for College Guys

by admin February 7, 2019July 29, 2019

by admin February 7, 2019July 29, 2019

20 Best Christmas Gift Ideas for College Guys -Are you seeking enjoyable as well as imaginative Do-It-Yourself gift ideas? Do you intend…
Christmas Gift Ideas
The Best Christmas Gift Ideas for Brother

by admin June 12, 2018July 29, 2019

by admin June 12, 2018July 29, 2019

The Best Christmas Gift Ideas for Brother -Are you trying to find enjoyable as well as creative Do-It-Yourself gift ideas? Do you…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Sister

by admin April 11, 2018July 29, 2019

by admin April 11, 2018July 29, 2019

The top 20 Ideas About Christmas Gift Ideas for Sister -Are you trying to find enjoyable and imaginative Do-It-Yourself gift ideas? Do…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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christmas t scavenger hunt

20 Ideas for Christmas Gift Exchange Ideas for Big Families

20 Best Christmas Gift Ideas for College Guys

The Best Christmas Gift Ideas for Brother

The top 20 Ideas About Christmas Gift Ideas for Sister