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Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for Best Friend

by admin June 22, 2018July 29, 2019

by admin June 22, 2018July 29, 2019

The 20 Best Ideas for Christmas Gift Ideas for Best Friend -Are you searching for fun and innovative Do-It-Yourself gift ideas? Do…
Christmas Gift Ideas
The Best Ideas for Christmas Gift Ideas for Teenage Girl 2019

by admin June 18, 2018July 29, 2019

by admin June 18, 2018July 29, 2019

The Best Ideas for Christmas Gift Ideas for Teenage Girl 2019 – The best thing about the different gift ideas is that…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for One Year Old

by admin June 2, 2018July 29, 2019

by admin June 2, 2018July 29, 2019

The 20 Best Ideas for Christmas Gift Ideas for One Year Old -Are you searching for fun and innovative Do-It-Yourself gift ideas?…
Christmas Gift Ideas
20 Of the Best Ideas for Christmas Gift Ideas Married Couple

by admin June 1, 2018July 29, 2019

by admin June 1, 2018July 29, 2019

20 Of the Best Ideas for Christmas Gift Ideas Married Couple – The very best feature of the various gift ideas is…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for 18 Year Old Boy

by admin May 31, 2018July 29, 2019

by admin May 31, 2018July 29, 2019

The top 20 Ideas About Christmas Gift Ideas for 18 Year Old Boy – The most effective feature of the various gift…
Christmas Gift Ideas
Best 20 Christmas Gift Ideas for Grandma

by admin May 30, 2018July 29, 2019

by admin May 30, 2018July 29, 2019

Best 20 Christmas Gift Ideas for Grandma -Are you looking for enjoyable as well as imaginative Do-It-Yourself gift ideas? Do you wish…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Exchange Ideas for Coworkers

by admin May 27, 2018July 29, 2019

by admin May 27, 2018July 29, 2019

The top 20 Ideas About Christmas Gift Exchange Ideas for Coworkers – The very best feature of the various gift ideas is…
Christmas Gift Ideas
Top 20 Christmas Gift Ideas for Neighbors

by admin May 26, 2018July 29, 2019

by admin May 26, 2018July 29, 2019

Top 20 Christmas Gift Ideas for Neighbors – The best aspect of the different gift ideas is that it enables you to…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for Teenage son

by admin May 11, 2018July 29, 2019

by admin May 11, 2018July 29, 2019

The 20 Best Ideas for Christmas Gift Ideas for Teenage son – The best aspect of the different gift ideas is that…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Tween Girls

by admin April 13, 2018July 29, 2019

by admin April 13, 2018July 29, 2019

The top 20 Ideas About Christmas Gift Ideas for Tween Girls – The very best aspect of the different gift ideas is…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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