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DIY Christmas Ideas
The top 20 Ideas About Christmas Diy Crafts

by admin August 6, 2024

by admin August 6, 2024

The top 20 Ideas About Christmas Diy Crafts -Love crafting and also making cool DIY, but locate you never ever have adequate…
DIY Christmas Ideas
Top 20 Christmas Diy ornaments

by admin January 11, 2022

by admin January 11, 2022

Top 20 Christmas Diy ornaments -Love crafting and making amazing DIY, but locate you never ever have sufficient time to make something…
DIY Christmas Ideas
The 20 Best Ideas for Christmas Diy Gifts

by admin April 20, 2019June 10, 2019

by admin April 20, 2019June 10, 2019

The 20 Best Ideas for Christmas Diy Gifts -Trying to find a simple craft to go with you modern-day minimal design? Whatever…
DIY Christmas Ideas
20 Best Christmas Diy Decorations

by admin July 18, 2018July 29, 2019

by admin July 18, 2018July 29, 2019

20 Best Christmas Diy Decorations -Looking for a straightforward craft to go with you modern minimalist decoration? No matter what your design,…
DIY Christmas Ideas
The top 20 Ideas About Christmas Diy Room Decor

by admin May 20, 2018July 29, 2019

by admin May 20, 2018July 29, 2019

The top 20 Ideas About Christmas Diy Room Decor -Love crafting and also making awesome DIY, yet locate you never ever have…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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