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DIY Home Decoration Ideas
20 Of the Best Ideas for Wine Bottle Candles Diy

by admin January 18, 2025

by admin January 18, 2025

20 Of the Best Ideas for Wine Bottle Candles Diy -Seeking an easy craft to select you modern minimalist decoration? No matter…
Birthday Cakes
Best 20 Birthday Cake with Candles

by admin March 24, 2019July 29, 2019

by admin March 24, 2019July 29, 2019

Best 20 Birthday Cake with Candles –. Looking for the most effective Birthday Cake With Candles ? Have a special birthday turning…
Best DIY Ideas Collection
The Best Diy Beeswax Candles

by admin November 5, 2018July 29, 2019

by admin November 5, 2018July 29, 2019

The Best Diy Beeswax Candles -Love crafting and also making trendy DIY, however locate you never ever have adequate time to make…
Best DIY Ideas Collection
The Best Diy soy Candles

by admin September 11, 2018July 29, 2019

by admin September 11, 2018July 29, 2019

The Best Diy soy Candles -Seeking a basic craft to choose you modern-day minimalist design? Regardless of what your decoration, this trendy…
DIY Christmas Ideas
Best 20 Diy Christmas Candles

by admin August 18, 2018July 29, 2019

by admin August 18, 2018July 29, 2019

Best 20 Diy Christmas Candles -Searching for a straightforward craft to select you modern-day minimalist style? No matter what your decor, this…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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