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Birthday Party

Birthday Party
20 Ideas for Birthday Party Gif

by admin September 16, 2018July 29, 2019

by admin September 16, 2018July 29, 2019

20 Ideas for Birthday Party Gif Who does not enjoy a birthday parties? When you have kids, birthday party preparation can be…
Birthday Party
The Best Birthday Party Colorado Springs

by admin September 10, 2018July 29, 2019

by admin September 10, 2018July 29, 2019

The Best Birthday Party Colorado Springs Who does not like a birthday parties? When you have kids, birthday party preparation can be…
Birthday Party
20 Best Birthday Party Favors

by admin August 6, 2018July 29, 2019

by admin August 6, 2018July 29, 2019

20 Best Birthday Party Favors Who does not enjoy a birthday parties? When you have kids, birthday party planning can be a…
Birthday Party
20 Best Birthday Party Locations

by admin July 12, 2018July 29, 2019

by admin July 12, 2018July 29, 2019

20 Best Birthday Party Locations Who does not enjoy a birthday parties? When you have kids, birthday party planning can be a…
Birthday Party
20 Of the Best Ideas for Birthday Party Kids

by admin July 8, 2018July 29, 2019

by admin July 8, 2018July 29, 2019

20 Of the Best Ideas for Birthday Party Kids Who does not enjoy a birthday parties? When you have kids, birthday party…
Birthday Party
20 Of the Best Ideas for Birthday Party Appetizers

by admin June 28, 2018July 29, 2019

by admin June 28, 2018July 29, 2019

20 Of the Best Ideas for Birthday Party Appetizers Who does not like a birthday parties? When you have kids, birthday party…
Birthday Party
20 Of the Best Ideas for Birthday Party Photography

by admin June 14, 2018July 29, 2019

by admin June 14, 2018July 29, 2019

20 Of the Best Ideas for Birthday Party Photography Who does not love a birthday parties? When you have kids, birthday party…
Birthday Ideas
Best 20 Birthday Party Ideas Adults

by admin May 4, 2018July 29, 2019

by admin May 4, 2018July 29, 2019

Best 20 Birthday Party Ideas Adults If you are planning for a birthday party, the very first things you will think of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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