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birthday card in heaven

Birthday Cards
The Best Ideas for Birthday Card Messages for Mom

by admin February 5, 2021

by admin February 5, 2021

The Best Ideas for Birthday Card Messages for Mom . Birthday Card Messages For Mom are easy to brainstorm, specifically if you…
Birthday Decoration
The top 20 Ideas About Birthday Car Decorations

by admin October 6, 2019June 10, 2019

by admin October 6, 2019June 10, 2019

The top 20 Ideas About Birthday Car Decorations The decorations can go according to the style of the birthday celebration. If there…
Birthday Cards
The Best Ideas for Birthday Card Printable

by admin June 10, 2019July 29, 2019

by admin June 10, 2019July 29, 2019

The Best Ideas for Birthday Card Printable . Birthday Card Printable are simple to brainstorm, especially if you know the birthday woman…
Birthday Cards
The Best Birthday Card Ideas for Dad

by admin May 5, 2019July 29, 2019

by admin May 5, 2019July 29, 2019

The Best Birthday Card Ideas for Dad . Birthday Card Ideas For Dad are simple to brainstorm, specifically if you know the…
Birthday Cards
The 20 Best Ideas for Birthday Card Packs

by admin November 22, 2018July 29, 2019

by admin November 22, 2018July 29, 2019

The 20 Best Ideas for Birthday Card Packs . Birthday Card Packs are easy to brainstorm, especially if you understand the birthday…
Birthday Cards
20 Best Birthday Card Words

by admin June 15, 2018July 29, 2019

by admin June 15, 2018July 29, 2019

20 Best Birthday Card Words . Birthday Card Words are simple to brainstorm, specifically if you know the birthday woman or young…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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birthday card in heaven

The Best Ideas for Birthday Card Messages for Mom

The top 20 Ideas About Birthday Car Decorations

The Best Ideas for Birthday Card Printable

The Best Birthday Card Ideas for Dad

The 20 Best Ideas for Birthday Card Packs

20 Best Birthday Card Words