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Birthday Gifts
Best 20 Best Birthday Gifts for Men

by admin August 23, 2019June 10, 2019

by admin August 23, 2019June 10, 2019

Best 20 Best Birthday Gifts for Men Birthdays are special occasions that call for celebration. There is laughter, happiness, and merriment. These…
Birthday Gifts
The 20 Best Ideas for Best Birthday Gifts for 5 Yr Old Girl

by admin July 17, 2019July 29, 2019

by admin July 17, 2019July 29, 2019

The 20 Best Ideas for Best Birthday Gifts for 5 Yr Old Girl Birthdays are unique celebrations that require celebration. There is…
Birthday Gifts
20 Ideas for Best Birthday Gifts for Women

by admin September 29, 2018July 29, 2019

by admin September 29, 2018July 29, 2019

20 Ideas for Best Birthday Gifts for Women Birthdays are special occasions that call for event. There is laughter, merriment, and delight.…
Birthday Gift Ideas
The 20 Best Ideas for Best Birthday Gift Ideas

by admin June 8, 2018July 29, 2019

by admin June 8, 2018July 29, 2019

The 20 Best Ideas for Best Birthday Gift Ideas – The most effective thing about the different gift ideas is that it…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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best birthday present ever imgur

Best 20 Best Birthday Gifts for Men

The 20 Best Ideas for Best Birthday Gifts for 5 Yr Old Girl

20 Ideas for Best Birthday Gifts for Women

The 20 Best Ideas for Best Birthday Gift Ideas