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Birthday Gift Ideas
The top 20 Ideas About 25th Birthday Gift Ideas for Him

by admin March 21, 2021

by admin March 21, 2021

The top 20 Ideas About 25th Birthday Gift Ideas for Him -Are you looking for fun as well as innovative Do-It-Yourself gift…
Birthday Quotes
Best 20 26th Birthday Quotes

by admin February 13, 2019July 29, 2019

by admin February 13, 2019July 29, 2019

Best 20 26th Birthday Quotes Some of the most quotable birthday expressions have actually been hand-picked for our birthday poems websites. We…
Birthday Gifts
20 Of the Best Ideas for 18th Birthday Gifts for Him

by admin December 15, 2018July 29, 2019

by admin December 15, 2018July 29, 2019

20 Of the Best Ideas for 18th Birthday Gifts for Him These celebrations are insufficient without ideal gifts. Selecting proper birthday gifts…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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40th birthday napkins

The top 20 Ideas About 25th Birthday Gift Ideas for Him

Best 20 26th Birthday Quotes

20 Of the Best Ideas for 18th Birthday Gifts for Him