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4 Year

Anniversary Gift Ideas
The Best 4 Year Anniversary Gift Ideas

by admin April 6, 2024

by admin April 6, 2024

The Best 4 Year Anniversary Gift Ideas -Are you searching for fun as well as creative Do-It-Yourself gift ideas? Do you wish…
Christmas Gift Ideas
Best 20 4 Year Old Christmas Gift Ideas

by admin December 1, 2018July 29, 2019

by admin December 1, 2018July 29, 2019

Best 20 4 Year Old Christmas Gift Ideas – The most effective aspect of the different gift ideas is that it permits…
Birthday Ideas
20 Best Ideas 4 Year Old Birthday Gift Ideas

by admin November 21, 2018July 29, 2019

by admin November 21, 2018July 29, 2019

20 Best Ideas 4 Year Old Birthday Gift Ideas The very first things you will believe about are birthday ideas if you…
Anniversary Gift Ideas
20 Best Ideas 4 Year Anniversary Gift Ideas for Him

by admin June 12, 2018March 27, 2019

by admin June 12, 2018March 27, 2019

20 Best Ideas 4 Year Anniversary Gift Ideas for Him – The very best aspect of the various gift ideas is that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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4 Year

The Best 4 Year Anniversary Gift Ideas

Best 20 4 Year Old Christmas Gift Ideas

20 Best Ideas 4 Year Old Birthday Gift Ideas

20 Best Ideas 4 Year Anniversary Gift Ideas for Him