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Birthday Ideas
20 Best 1st Birthday Gift Ideas for Boys

by admin March 16, 2023

by admin March 16, 2023

20 Best 1st Birthday Gift Ideas for Boys If you are planning for a birthday celebration, the very first things you will…
Birthday Wishes
The Best 1st Birthday Wishes

by admin January 28, 2023

by admin January 28, 2023

The Best 1st Birthday Wishes This time, do something truly thoughtful and add tailored birthday wishes and birthday poems to your card…
Birthday Invitation
The Best Ideas for 1st Birthday Party Invitations

by admin September 5, 2019June 10, 2019

by admin September 5, 2019June 10, 2019

The Best Ideas for 1st Birthday Party Invitations Your birthday invitation could be an invitation to a typical birthday celebration, or a…
Birthday Gift Ideas
20 Best Ideas 1st Birthday Gift Ideas for Niece

by admin March 9, 2019July 29, 2019

by admin March 9, 2019July 29, 2019

20 Best Ideas 1st Birthday Gift Ideas for Niece -Are you looking for enjoyable and innovative Do-It-Yourself gift ideas? Do you intend…
Birthday Party
The Best 1st Birthday Party Checklist

by admin March 7, 2019July 29, 2019

by admin March 7, 2019July 29, 2019

The Best 1st Birthday Party Checklist Who does not love a birthday parties? When you have kids, birthday party planning can be…
Birthday Party
The 20 Best Ideas for 1st Birthday Party Girl

by admin September 29, 2018July 29, 2019

by admin September 29, 2018July 29, 2019

The 20 Best Ideas for 1st Birthday Party Girl Who does not enjoy a birthday parties? When you have kids, birthday party…
Birthday Wishes
20 Of the Best Ideas for 1st Birthday Wishes for Baby Boy

by admin May 7, 2018July 29, 2019

by admin May 7, 2018July 29, 2019

20 Of the Best Ideas for 1st Birthday Wishes for Baby Boy This time, do something genuinely thoughtful and include customized birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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1st birthday tutu dress ebay alpha beta demo

20 Best 1st Birthday Gift Ideas for Boys

The Best 1st Birthday Wishes

The Best Ideas for 1st Birthday Party Invitations

20 Best Ideas 1st Birthday Gift Ideas for Niece

The Best 1st Birthday Party Checklist

The 20 Best Ideas for 1st Birthday Party Girl

20 Of the Best Ideas for 1st Birthday Wishes for Baby Boy