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18th Birthday

Birthday Quotes
20 Of the Best Ideas for 18th Birthday Quotes

by admin July 24, 2019July 29, 2019

by admin July 24, 2019July 29, 2019

20 Of the Best Ideas for 18th Birthday Quotes A few of the most quotable birthday sayings have been hand-picked for our…
Birthday Decoration
20 Best Ideas 18th Birthday Decorations

by admin May 22, 2019July 29, 2019

by admin May 22, 2019July 29, 2019

20 Best Ideas 18th Birthday Decorations The decorations can go according to the style of the birthday celebration. If there is no…
Birthday Invitation
20 Of the Best Ideas for 18th Birthday Party Invitations

by admin April 3, 2019July 29, 2019

by admin April 3, 2019July 29, 2019

20 Of the Best Ideas for 18th Birthday Party Invitations Your birthday invitation might be an invitation to a normal birthday celebration,…
Birthday Gift Ideas
20 Best Ideas 18th Birthday Gift Ideas for Boyfriend

by admin March 12, 2019July 29, 2019

by admin March 12, 2019July 29, 2019

20 Best Ideas 18th Birthday Gift Ideas for Boyfriend -Are you seeking fun and also creative Do-It-Yourself gift ideas? Do you wish…
Birthday Quotes
Best 20 18th Birthday Quotes for Daughter

by admin December 18, 2018July 29, 2019

by admin December 18, 2018July 29, 2019

Best 20 18th Birthday Quotes for Daughter Some of the most quotable birthday phrases have actually been hand-picked for our birthday poems…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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18th Birthday

20 Of the Best Ideas for 18th Birthday Quotes

20 Best Ideas 18th Birthday Decorations

20 Of the Best Ideas for 18th Birthday Party Invitations

20 Best Ideas 18th Birthday Gift Ideas for Boyfriend

Best 20 18th Birthday Quotes for Daughter