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Gift Ideas

Gift Ideas for Girlfriend
Top 20 Romantic Gift Ideas Girlfriend

by admin July 1, 2019June 10, 2019

by admin July 1, 2019June 10, 2019

Top 20 Romantic Gift Ideas Girlfriend – The very best aspect of the different gift ideas is that it enables you to…
Gift Ideas for Baby
The top 20 Ideas About Hostess Gift Ideas for Baby Shower

by admin July 1, 2019July 29, 2019

by admin July 1, 2019July 29, 2019

The top 20 Ideas About Hostess Gift Ideas for Baby Shower -Are you seeking fun as well as creative Do-It-Yourself gift ideas?…
Gift Ideas for Boyfriend
The 20 Best Ideas for Football Gift Ideas for Boyfriend

by admin July 1, 2019June 10, 2019

by admin July 1, 2019June 10, 2019

The 20 Best Ideas for Football Gift Ideas for Boyfriend – The best aspect of the various gift ideas is that it…
Wedding Gift Ideas
20 Of the Best Ideas for Wedding Gift Bag Ideas

by admin June 30, 2019June 10, 2019

by admin June 30, 2019June 10, 2019

20 Of the Best Ideas for Wedding Gift Bag Ideas – The most effective thing about the different gift ideas is that…
Anniversary Gift Ideas
The top 20 Ideas About First Anniversary Gift Ideas

by admin June 30, 2019March 27, 2019

by admin June 30, 2019March 27, 2019

The top 20 Ideas About First Anniversary Gift Ideas – The very best feature of the various gift ideas is that it…
Best Gift Ideas Collection
20 Of the Best Ideas for Useful White Elephant Gift Ideas

by admin June 30, 2019July 29, 2019

by admin June 30, 2019July 29, 2019

20 Of the Best Ideas for Useful White Elephant Gift Ideas -Are you seeking enjoyable as well as imaginative Do-It-Yourself gift ideas?…
Best Gift Ideas Collection
20 Of the Best Ideas for Host Gift Ideas

by admin June 30, 2019July 29, 2019

by admin June 30, 2019July 29, 2019

20 Of the Best Ideas for Host Gift Ideas -Are you seeking fun and innovative Do-It-Yourself gift ideas? Do you intend to…
Best Gift Ideas Collection
The top 20 Ideas About Gift Ideas for 35 Year Old Man

by admin June 30, 2019July 29, 2019

by admin June 30, 2019July 29, 2019

The top 20 Ideas About Gift Ideas for 35 Year Old Man – The very best aspect of the different gift ideas…
Anniversary Gift Ideas
The 20 Best Ideas for 1 Year Anniversary Gift Ideas for Boyfriend

by admin June 30, 2019July 29, 2019

by admin June 30, 2019July 29, 2019

The 20 Best Ideas for 1 Year Anniversary Gift Ideas for Boyfriend – The most effective feature of the various gift ideas…
Gift Ideas for Girlfriend
The top 20 Ideas About Cheap Gift Ideas for Girlfriend

by admin June 30, 2019June 10, 2019

by admin June 30, 2019June 10, 2019

The top 20 Ideas About Cheap Gift Ideas for Girlfriend – The very best thing about the different gift ideas is that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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