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Gift Ideas for Girls
The Best Baptism Gift Ideas for Girls

by admin May 7, 2018March 27, 2019

by admin May 7, 2018March 27, 2019

The Best Baptism Gift Ideas for Girls -Are you trying to find enjoyable and also innovative Do-It-Yourself gift ideas? Do you wish…
Gift Ideas for Girls
20 Ideas for Gift Ideas for 3 Year Old Girls

by admin April 26, 2018March 27, 2019

by admin April 26, 2018March 27, 2019

20 Ideas for Gift Ideas for 3 Year Old Girls -Are you looking for fun and also innovative Do-It-Yourself gift ideas? Do…
Gift Ideas for Girls
20 Ideas for Girls Weekend Gift Ideas

by admin April 20, 2018July 29, 2019

by admin April 20, 2018July 29, 2019

20 Ideas for Girls Weekend Gift Ideas -Are you trying to find enjoyable and innovative Do-It-Yourself gift ideas? Do you want to…
Gift Ideas for Girls
The Best Ideas for Gift Ideas for 15 Year Old Girls

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

The Best Ideas for Gift Ideas for 15 Year Old Girls -Are you searching for fun and innovative Do-It-Yourself gift ideas? Do…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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Gift Ideas for Girls

The Best Baptism Gift Ideas for Girls

20 Ideas for Gift Ideas for 3 Year Old Girls

20 Ideas for Girls Weekend Gift Ideas

The Best Ideas for Gift Ideas for 15 Year Old Girls