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Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for 2 Year Old Boys

by admin March 28, 2018July 29, 2019

by admin March 28, 2018July 29, 2019

20 Best Ideas Christmas Gift Ideas for 2 Year Old Boys – The best feature of the various gift ideas is that…
Christmas Gift Ideas
20 Best Christmas Gift Ideas for Sisters In Laws

by admin March 26, 2018July 29, 2019

by admin March 26, 2018July 29, 2019

20 Best Christmas Gift Ideas for Sisters In Laws -Are you trying to find enjoyable as well as creative Do-It-Yourself gift ideas?…
Christmas Gift Ideas
The Best Gift Ideas for Coworkers Christmas

by admin March 26, 2018July 29, 2019

by admin March 26, 2018July 29, 2019

The Best Gift Ideas for Coworkers Christmas – The most effective aspect of the various gift ideas is that it enables you…
Christmas Gift Ideas
Best 20 Christmas Gift Ideas for 15 Year Old Boy

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

Best 20 Christmas Gift Ideas for 15 Year Old Boy – The most effective aspect of the different gift ideas is that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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Christmas Gift Ideas

20 Best Ideas Christmas Gift Ideas for 2 Year Old Boys

20 Best Christmas Gift Ideas for Sisters In Laws

The Best Gift Ideas for Coworkers Christmas

Best 20 Christmas Gift Ideas for 15 Year Old Boy