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Christmas Gift Ideas

Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for 10 Year Olds Boy

by admin July 29, 2018July 29, 2019

by admin July 29, 2018July 29, 2019

20 Best Ideas Christmas Gift Ideas for 10 Year Olds Boy – The best aspect of the various gift ideas is that…
Christmas Gift Ideas
Best 20 Christmas Gift Ideas for Couples

by admin July 26, 2018July 29, 2019

by admin July 26, 2018July 29, 2019

Best 20 Christmas Gift Ideas for Couples – The best thing about the various gift ideas is that it allows you to…
Christmas Gift Ideas
20 Of the Best Ideas for Preschool Teacher Christmas Gift Ideas

by admin July 25, 2018July 29, 2019

by admin July 25, 2018July 29, 2019

20 Of the Best Ideas for Preschool Teacher Christmas Gift Ideas -Are you trying to find fun as well as innovative Do-It-Yourself…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for Young Men

by admin July 23, 2018July 29, 2019

by admin July 23, 2018July 29, 2019

The 20 Best Ideas for Christmas Gift Ideas for Young Men – The very best feature of the different gift ideas is…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas

by admin July 17, 2018July 29, 2019

by admin July 17, 2018July 29, 2019

20 Best Ideas Christmas Gift Ideas – The most effective aspect of the different gift ideas is that it permits you to…
Christmas Gift Ideas
20 Of the Best Ideas for Christmas Gift Ideas for 12 Year Old Daughter

by admin July 16, 2018July 29, 2019

by admin July 16, 2018July 29, 2019

20 Of the Best Ideas for Christmas Gift Ideas for 12 Year Old Daughter -Are you searching for enjoyable and also innovative…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Mother In Law

by admin July 12, 2018July 29, 2019

by admin July 12, 2018July 29, 2019

20 Best Ideas Christmas Gift Ideas for Mother In Law – The most effective aspect of the various gift ideas is that…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Daughter

by admin July 11, 2018July 29, 2019

by admin July 11, 2018July 29, 2019

20 Best Ideas Christmas Gift Ideas for Daughter – The most effective thing about the various gift ideas is that it enables…
Christmas Gift Ideas
The Best Christmas Food Gift Ideas

by admin July 9, 2018July 29, 2019

by admin July 9, 2018July 29, 2019

The Best Christmas Food Gift Ideas – The most effective thing about the different gift ideas is that it permits you to…
Christmas Gift Ideas
20 Of the Best Ideas for Cute Christmas Gift Ideas for Friends

by admin July 9, 2018July 29, 2019

by admin July 9, 2018July 29, 2019

20 Of the Best Ideas for Cute Christmas Gift Ideas for Friends – The best feature of the various gift ideas is…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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