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Anniversary Gift Ideas
The top 20 Ideas About Anniversary Gift Ideas for Husband

by admin March 23, 2018March 27, 2019

by admin March 23, 2018March 27, 2019

The top 20 Ideas About Anniversary Gift Ideas for Husband – The very best aspect of the various gift ideas is that…
Anniversary Gift Ideas
Best 20 25 Year Anniversary Gift Ideas

by admin March 22, 2018July 29, 2019

by admin March 22, 2018July 29, 2019

Best 20 25 Year Anniversary Gift Ideas -Are you searching for enjoyable and also imaginative Do-It-Yourself gift ideas? Do you intend to…
Anniversary Gift Ideas
Top 20 20 Anniversary Gift Ideas

by admin March 21, 2018March 27, 2019

by admin March 21, 2018March 27, 2019

Top 20 20 Anniversary Gift Ideas – The most effective aspect of the different gift ideas is that it permits you to…
Anniversary Gift Ideas
The Best Ideas for 25th Anniversary Gift Ideas

by admin March 20, 2018July 29, 2019

by admin March 20, 2018July 29, 2019

The Best Ideas for 25th Anniversary Gift Ideas – The very best feature of the different gift ideas is that it permits…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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Anniversary Gift Ideas

The top 20 Ideas About Anniversary Gift Ideas for Husband

Best 20 25 Year Anniversary Gift Ideas

Top 20 20 Anniversary Gift Ideas

The Best Ideas for 25th Anniversary Gift Ideas