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DIY Craft Ideas for Kids
The top 20 Ideas About Easy Things to Make for Kids

by admin March 17, 2018July 1, 2019

by admin March 17, 2018July 1, 2019

The top 20 Ideas About Easy Things to Make for Kids -Love crafting and also making great DIY, but find you never…
DIY Costume Ideas
20 Of the Best Ideas for Diy Tween Costumes

by admin March 17, 2018July 29, 2019

by admin March 17, 2018July 29, 2019

20 Of the Best Ideas for Diy Tween Costumes -Searching for an easy craft to choose you modern-day minimalist decoration? No matter…
DIY Home Decoration Ideas
The 20 Best Ideas for Walls Of Jericho Craft Ideas

by admin March 17, 2018July 29, 2019

by admin March 17, 2018July 29, 2019

The 20 Best Ideas for Walls Of Jericho Craft Ideas -Love crafting and making trendy DIY, yet find you never ever have…
DIY Costume Ideas
The top 20 Ideas About Thor Costume Diy

by admin March 17, 2018July 29, 2019

by admin March 17, 2018July 29, 2019

The top 20 Ideas About Thor Costume Diy -Looking for a straightforward craft to choose you modern minimalist decor? Whatever your decoration,…
DIY Gift Ideas
20 Ideas for Diy Gift Wrapper

by admin March 17, 2018July 1, 2019

by admin March 17, 2018July 1, 2019

20 Ideas for Diy Gift Wrapper -Love crafting as well as making cool DIY, however locate you never ever have adequate time…
DIY Craft Ideas for Kids
Top 20 Diy Games for Kids

by admin March 16, 2018July 29, 2019

by admin March 16, 2018July 29, 2019

Top 20 Diy Games for Kids -Trying to find a straightforward craft to go with you modern-day minimalist design? Whatever your design,…
Best DIY Ideas Collection
20 Best Ideas Diy Reading Nook

by admin March 16, 2018July 29, 2019

by admin March 16, 2018July 29, 2019

20 Best Ideas Diy Reading Nook -Seeking a simple craft to select you contemporary minimal style? Regardless of what your design, this…
DIY Wood Ideas
Top 20 Diy Wooden Mailbox

by admin March 16, 2018July 29, 2019

by admin March 16, 2018July 29, 2019

Top 20 Diy Wooden Mailbox -Love crafting and also making cool DIY, yet discover you never have enough time to make something…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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