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DIY and Crafts

DIY Plan Ideas
The Best Ideas for Diy Fish Tank Stand Plans

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

The Best Ideas for Diy Fish Tank Stand Plans -Trying to find an easy craft to opt for you modern-day minimalist decor?…
DIY Craft Ideas for Adult
The 20 Best Ideas for Arts and Crafts Projects for Adults

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

The 20 Best Ideas for Arts and Crafts Projects for Adults -Love crafting and also making cool DIY, yet discover you never…
DIY Craft Ideas for Kids
The top 20 Ideas About Diy Christmas ornaments for Kids

by admin March 21, 2018July 1, 2019

by admin March 21, 2018July 1, 2019

The top 20 Ideas About Diy Christmas ornaments for Kids -Love crafting and also making awesome DIY, but locate you never ever…
DIY Christmas Ideas
20 Of the Best Ideas for Christmas Decoration Craft Ideas

by admin March 21, 2018July 1, 2019

by admin March 21, 2018July 1, 2019

20 Of the Best Ideas for Christmas Decoration Craft Ideas -Searching for a simple craft to select you modern-day minimalist design? Whatever…
DIY Costume Ideas
20 Best Spongebob Costume Diy

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

20 Best Spongebob Costume Diy -Love crafting and making great DIY, yet find you never have adequate time to make something cool…
DIY Craft Ideas for Toddlers
The 20 Best Ideas for Diy Bed Rail for toddler

by admin March 21, 2018July 1, 2019

by admin March 21, 2018July 1, 2019

The 20 Best Ideas for Diy Bed Rail for toddler -Love crafting and making great DIY, however find you never ever have…
DIY Craft Ideas for Preschoolers
20 Ideas for Craft Activities for Preschoolers

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

20 Ideas for Craft Activities for Preschoolers -Seeking a simple craft to go with you modern-day minimal style? Whatever your decoration, this…
DIY Home Decoration Ideas
The 20 Best Ideas for 18 Inch Doll Furniture Diy

by admin March 21, 2018July 1, 2019

by admin March 21, 2018July 1, 2019

The 20 Best Ideas for 18 Inch Doll Furniture Diy -Searching for a basic craft to choose you modern-day minimalist decoration? Regardless…
DIY Home Decoration Ideas
The top 20 Ideas About Diy Tiled Table top

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

The top 20 Ideas About Diy Tiled Table top -Seeking a straightforward craft to choose you modern-day minimal design? Regardless of what…
DIY Costume Ideas
20 Ideas for Rey Costume Star Wars Diy

by admin March 21, 2018July 29, 2019

by admin March 21, 2018July 29, 2019

20 Ideas for Rey Costume Star Wars Diy -Love crafting and making great DIY, yet discover you never have enough time to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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