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Birthday Quotes

Birthday Quotes
20 Best 22nd Birthday Quotes

by admin September 12, 2020

by admin September 12, 2020

20 Best 22nd Birthday Quotes Some of the most quotable birthday phrases have actually been carefully picked for our birthday poems websites.…
Birthday Quotes
The top 20 Ideas About Happy Birthday Bible Quotes

by admin December 20, 2019June 10, 2019

by admin December 20, 2019June 10, 2019

The top 20 Ideas About Happy Birthday Bible Quotes Some of the most quotable birthday expressions have been hand-picked for our birthday…
Birthday Quotes
Best 20 Happy Birthday Sis Funny Quotes

by admin November 13, 2019June 10, 2019

by admin November 13, 2019June 10, 2019

Best 20 Happy Birthday Sis Funny Quotes Some of the most quotable birthday sayings have actually been hand-picked for our birthday poems…
Birthday Quotes
20 Ideas for Happy Birthday Quotes Pic

by admin October 19, 2019June 10, 2019

by admin October 19, 2019June 10, 2019

20 Ideas for Happy Birthday Quotes Pic Some of the most quotable birthday sayings have actually been hand-picked for our birthday poems…
Birthday Quotes
Best 20 Dad Birthday Quotes

by admin September 26, 2019June 10, 2019

by admin September 26, 2019June 10, 2019

Best 20 Dad Birthday Quotes Some of the most quotable birthday phrases have actually been hand-picked for our birthday poems web pages.…
Birthday Quotes
The Best Ideas for Happy Birthday Quotes for Aunty

by admin September 25, 2019June 10, 2019

by admin September 25, 2019June 10, 2019

The Best Ideas for Happy Birthday Quotes for Aunty Some of the most quotable birthday expressions have been hand-picked for our birthday…
Birthday Quotes
20 Best Ideas Golden Birthday Quotes

by admin September 18, 2019June 10, 2019

by admin September 18, 2019June 10, 2019

20 Best Ideas Golden Birthday Quotes Some of the most quotable birthday expressions have been hand-picked for our birthday poems web pages.…
Birthday Quotes
The 20 Best Ideas for Happy Birthday Friendship Quotes

by admin September 13, 2019June 10, 2019

by admin September 13, 2019June 10, 2019

The 20 Best Ideas for Happy Birthday Friendship Quotes A few of the most quotable birthday sayings have been carefully picked for…
Birthday Quotes
20 Of the Best Ideas for Best Birthday Quotes

by admin August 28, 2019June 10, 2019

by admin August 28, 2019June 10, 2019

20 Of the Best Ideas for Best Birthday Quotes A few of the most quotable birthday phrases have actually been carefully picked…
Birthday Quotes
20 Best Ideas Quotes for Sister Birthday

by admin August 18, 2019July 29, 2019

by admin August 18, 2019July 29, 2019

20 Best Ideas Quotes for Sister Birthday Some of the most quotable birthday expressions have been hand-picked for our birthday poems web…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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