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Birthday Quotes

Birthday Quotes
Top 20 Happy Birthday Blessings Quotes

by admin July 15, 2018July 29, 2019

by admin July 15, 2018July 29, 2019

Top 20 Happy Birthday Blessings Quotes Some of the most quotable birthday expressions have been carefully picked for our birthday poems web…
Birthday Quotes
The Best Ideas for Birthday Mom Quotes

by admin July 14, 2018July 29, 2019

by admin July 14, 2018July 29, 2019

The Best Ideas for Birthday Mom Quotes A few of the most quotable birthday expressions have actually been carefully picked for our…
Birthday Quotes
The Best Ideas for Mom Birthday Quotes From Daughter

by admin July 13, 2018July 29, 2019

by admin July 13, 2018July 29, 2019

The Best Ideas for Mom Birthday Quotes From Daughter Some of the most quotable birthday expressions have been hand-picked for our birthday…
Birthday Quotes
The Best Quotes From Mother to son On His Birthday

by admin July 12, 2018July 29, 2019

by admin July 12, 2018July 29, 2019

The Best Quotes From Mother to son On His Birthday A few of the most quotable birthday phrases have been carefully picked…
Birthday Quotes
20 Ideas for Happy Birthday to My Best Friend Quotes

by admin July 12, 2018July 29, 2019

by admin July 12, 2018July 29, 2019

20 Ideas for Happy Birthday to My Best Friend Quotes Some of the most quotable birthday phrases have actually been hand-picked for…
Birthday Quotes
The Best Ideas for Happy Birthday Quotes for Men

by admin July 12, 2018July 29, 2019

by admin July 12, 2018July 29, 2019

The Best Ideas for Happy Birthday Quotes for Men A few of the most quotable birthday phrases have been carefully picked for…
Birthday Quotes
Best 20 Birthday Quotes for Brother

by admin July 10, 2018July 29, 2019

by admin July 10, 2018July 29, 2019

Best 20 Birthday Quotes for Brother Some of the most quotable birthday sayings have been hand-picked for our birthday poems websites. We…
Birthday Quotes
20 Best Ideas Birthday Thank You Quotes

by admin July 10, 2018July 29, 2019

by admin July 10, 2018July 29, 2019

20 Best Ideas Birthday Thank You Quotes Some of the most quotable birthday expressions have actually been hand-picked for our birthday poems…
Birthday Quotes
The Best Ideas for Motivational Birthday Quotes

by admin July 10, 2018July 29, 2019

by admin July 10, 2018July 29, 2019

The Best Ideas for Motivational Birthday Quotes Some of the most quotable birthday expressions have actually been hand-picked for our birthday poems…
Birthday Quotes
20 Ideas for Birthday Quotes Funny

by admin July 4, 2018July 29, 2019

by admin July 4, 2018July 29, 2019

20 Ideas for Birthday Quotes Funny A few of the most quotable birthday phrases have been carefully picked for our birthday poems…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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