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Birthday Quotes

Birthday Quotes
Best 20 Happy Birthday Quotes for Daughter

by admin November 22, 2018July 29, 2019

by admin November 22, 2018July 29, 2019

Best 20 Happy Birthday Quotes for Daughter Some of the most quotable birthday sayings have been carefully picked for our birthday poems…
Birthday Quotes
Top 20 Birthday Countdown Quotes

by admin November 19, 2018July 29, 2019

by admin November 19, 2018July 29, 2019

Top 20 Birthday Countdown Quotes Some of the most quotable birthday sayings have actually been hand-picked for our birthday poems web pages.…
Birthday Quotes
20 Ideas for Inspiring Birthday Quotes

by admin November 17, 2018July 29, 2019

by admin November 17, 2018July 29, 2019

20 Ideas for Inspiring Birthday Quotes A few of the most quotable birthday expressions have been carefully picked for our birthday poems…
Birthday Quotes
20 Of the Best Ideas for Quotes for Friends Birthday

by admin November 17, 2018July 29, 2019

by admin November 17, 2018July 29, 2019

20 Of the Best Ideas for Quotes for Friends Birthday Some of the most quotable birthday sayings have actually been carefully picked…
Birthday Quotes
20 Best Quotes for Daddy Birthday

by admin November 17, 2018July 29, 2019

by admin November 17, 2018July 29, 2019

20 Best Quotes for Daddy Birthday Some of the most quotable birthday sayings have been hand-picked for our birthday poems websites. We…
Birthday Quotes
The top 20 Ideas About Quotes for Daughters Birthday

by admin November 17, 2018July 29, 2019

by admin November 17, 2018July 29, 2019

The top 20 Ideas About Quotes for Daughters Birthday Some of the most quotable birthday phrases have been carefully picked for our…
Birthday Quotes
20 Of the Best Ideas for Happy Birthday Sexy Quotes

by admin November 15, 2018July 29, 2019

by admin November 15, 2018July 29, 2019

20 Of the Best Ideas for Happy Birthday Sexy Quotes A few of the most quotable birthday sayings have actually been carefully…
Birthday Quotes
20 Of the Best Ideas for Happy Birthday Quotes for Him

by admin November 15, 2018July 29, 2019

by admin November 15, 2018July 29, 2019

20 Of the Best Ideas for Happy Birthday Quotes for Him A few of the most quotable birthday expressions have actually been…
Birthday Quotes
The 20 Best Ideas for Happy Birthday to someone who Passed Away Quotes

by admin November 13, 2018July 29, 2019

by admin November 13, 2018July 29, 2019

The 20 Best Ideas for Happy Birthday to someone who Passed Away Quotes Some of the most quotable birthday phrases have been…
Birthday Quotes
20 Best Ideas Happy Birthday Dad In Heaven Quotes From Daughter

by admin November 12, 2018July 29, 2019

by admin November 12, 2018July 29, 2019

20 Best Ideas Happy Birthday Dad In Heaven Quotes From Daughter A few of the most quotable birthday sayings have actually been…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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