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Birthday Quotes

Birthday Quotes
The top 20 Ideas About Happy Birthday Beautiful Quotes

by admin January 3, 2019June 10, 2019

by admin January 3, 2019June 10, 2019

The top 20 Ideas About Happy Birthday Beautiful Quotes Some of the most quotable birthday sayings have actually been hand-picked for our…
Birthday Quotes
The Best Ideas for Quote for Mother Birthday

by admin January 3, 2019July 29, 2019

by admin January 3, 2019July 29, 2019

The Best Ideas for Quote for Mother Birthday A few of the most quotable birthday expressions have actually been carefully picked for…
Birthday Quotes
The 20 Best Ideas for Happy First Birthday Quotes

by admin January 1, 2019July 29, 2019

by admin January 1, 2019July 29, 2019

The 20 Best Ideas for Happy First Birthday Quotes Some of the most quotable birthday sayings have been hand-picked for our birthday…
Birthday Quotes
The top 20 Ideas About Happy Birthday Pictures and Quotes

by admin January 1, 2019June 10, 2019

by admin January 1, 2019June 10, 2019

The top 20 Ideas About Happy Birthday Pictures and Quotes A few of the most quotable birthday sayings have been carefully picked…
Birthday Quotes
The Best Ideas for Granddaughter Birthday Quote

by admin December 31, 2018July 29, 2019

by admin December 31, 2018July 29, 2019

The Best Ideas for Granddaughter Birthday Quote Some of the most quotable birthday expressions have been hand-picked for our birthday poems websites.…
Birthday Quotes
The 20 Best Ideas for Happy Birthday to Me Quotes

by admin December 31, 2018March 27, 2019

by admin December 31, 2018March 27, 2019

The 20 Best Ideas for Happy Birthday to Me Quotes Some of the most quotable birthday phrases have been carefully picked for…
Birthday Quotes
The top 20 Ideas About Happy Birthday Quotes for A Good Friend

by admin December 30, 2018July 29, 2019

by admin December 30, 2018July 29, 2019

The top 20 Ideas About Happy Birthday Quotes for A Good Friend Some of the most quotable birthday sayings have been carefully…
Birthday Quotes
20 Best Ideas Happy Birthday Quote Pictures

by admin December 29, 2018July 29, 2019

by admin December 29, 2018July 29, 2019

20 Best Ideas Happy Birthday Quote Pictures A few of the most quotable birthday expressions have been hand-picked for our birthday poems…
Birthday Quotes
The Best Ideas for Funny Birthday Quotes for Friends

by admin December 29, 2018July 29, 2019

by admin December 29, 2018July 29, 2019

The Best Ideas for Funny Birthday Quotes for Friends Some of the most quotable birthday expressions have been hand-picked for our birthday…
Birthday Quotes
20 Best Ideas Happy Birthday Wishes Quotes

by admin December 26, 2018July 29, 2019

by admin December 26, 2018July 29, 2019

20 Best Ideas Happy Birthday Wishes Quotes A few of the most quotable birthday expressions have been hand-picked for our birthday poems…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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