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Birthday Party
The Best My Gym Birthday Party

by admin July 14, 2019July 29, 2019

by admin July 14, 2019July 29, 2019

The Best My Gym Birthday Party Who does not love a birthday parties? When you have kids, birthday party preparation can be…
Birthday Party
Best 20 Birthday Party Centerpieces for Adults

by admin July 14, 2019July 29, 2019

by admin July 14, 2019July 29, 2019

Best 20 Birthday Party Centerpieces for Adults Who does not like a birthday parties? When you have kids, birthday party preparation can…
Birthday Party
20 Ideas for Amc Birthday Party

by admin July 11, 2019July 29, 2019

by admin July 11, 2019July 29, 2019

20 Ideas for Amc Birthday Party Who does not enjoy a birthday parties? When you have kids, birthday party planning can be…
Birthday Party
20 Best Ideas Best Places to Have A Birthday Party

by admin July 11, 2019July 29, 2019

by admin July 11, 2019July 29, 2019

20 Best Ideas Best Places to Have A Birthday Party Who does not like a birthday parties? When you have kids, birthday…
Birthday Party
Best 20 Birthday Party Games for 10 Year Olds

by admin July 5, 2019July 29, 2019

by admin July 5, 2019July 29, 2019

Best 20 Birthday Party Games for 10 Year Olds Who does not enjoy a birthday parties? When you have kids, birthday party…
Birthday Party
Best 20 Party Favor for 50th Birthday

by admin July 1, 2019June 10, 2019

by admin July 1, 2019June 10, 2019

Best 20 Party Favor for 50th Birthday Who does not love a birthday parties? When you have kids, birthday party preparation can…
Birthday Party
The Best Superwhy Birthday Party

by admin June 26, 2019June 10, 2019

by admin June 26, 2019June 10, 2019

The Best Superwhy Birthday Party Who does not like a birthday parties? When you have kids, birthday party preparation can be a…
Birthday Party
The Best Dinosaur Birthday Party Supplies

by admin June 21, 2019June 10, 2019

by admin June 21, 2019June 10, 2019

The Best Dinosaur Birthday Party Supplies Who does not love a birthday parties? When you have kids, birthday party planning can be…
Birthday Party
The Best Birthday Party Rentals

by admin June 19, 2019July 29, 2019

by admin June 19, 2019July 29, 2019

The Best Birthday Party Rentals Who does not love a birthday parties? When you have kids, birthday party preparation can be a…
Birthday Party
20 Best Ideas Baby Birthday Party Places

by admin June 17, 2019June 10, 2019

by admin June 17, 2019June 10, 2019

20 Best Ideas Baby Birthday Party Places Who does not love a birthday parties? When you have kids, birthday party preparation can…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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