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DIY Plan Ideas
The Best Diy Desk Plans

by admin June 16, 2024

by admin June 16, 2024

The Best Diy Desk Plans -Love crafting and also making amazing DIY, yet find you never have enough time to make something…
DIY Home Decoration Ideas
20 Best Diy Desk Calendar

by admin July 30, 2022

by admin July 30, 2022

20 Best Diy Desk Calendar -Looking for an easy craft to choose you modern-day minimalist style? Regardless of what your style, this…
DIY Organizer Ideas
20 Best Diy Desk organization Ideas

by admin February 16, 2019July 1, 2019

by admin February 16, 2019July 1, 2019

20 Best Diy Desk organization Ideas -Looking for a straightforward craft to select you contemporary minimalist design? No matter what your style,…
DIY Home Decoration Ideas
20 Best Ideas Diy Desk Storage

by admin January 3, 2019July 29, 2019

by admin January 3, 2019July 29, 2019

20 Best Ideas Diy Desk Storage -Love crafting and making trendy DIY, but find you never ever have enough time to make…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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