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Christmas Gift Ideas
20 Ideas for Christmas Gift Ideas son

by admin March 25, 2023

by admin March 25, 2023

20 Ideas for Christmas Gift Ideas son – The best feature of the various gift ideas is that it allows you to…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for 9 Year Old Boy

by admin September 21, 2020

by admin September 21, 2020

20 Best Ideas Christmas Gift Ideas for 9 Year Old Boy -Are you seeking fun and also imaginative Do-It-Yourself gift ideas? Do…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for 9 Year Old Girl

by admin July 19, 2019June 10, 2019

by admin July 19, 2019June 10, 2019

The top 20 Ideas About Christmas Gift Ideas for 9 Year Old Girl – The most effective thing about the different gift…
Gift Ideas for Boyfriend
Best 20 Christmas Gift Ideas for Boyfriends Parents

by admin June 17, 2019June 10, 2019

by admin June 17, 2019June 10, 2019

Best 20 Christmas Gift Ideas for Boyfriends Parents – The best thing about the various gift ideas is that it enables you…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Dad From Daughter

by admin June 1, 2019July 29, 2019

by admin June 1, 2019July 29, 2019

20 Best Ideas Christmas Gift Ideas for Dad From Daughter -Are you seeking enjoyable as well as innovative Do-It-Yourself gift ideas? Do…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Boss Male

by admin March 4, 2019July 29, 2019

by admin March 4, 2019July 29, 2019

20 Best Ideas Christmas Gift Ideas for Boss Male -Are you trying to find enjoyable and also creative Do-It-Yourself gift ideas? Do…
Christmas Gift Ideas
The Best Ideas for Christmas Gift Ideas for Boys

by admin February 27, 2019July 29, 2019

by admin February 27, 2019July 29, 2019

The Best Ideas for Christmas Gift Ideas for Boys – The best thing about the different gift ideas is that it enables…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Husband who Has Everything

by admin February 2, 2019July 29, 2019

by admin February 2, 2019July 29, 2019

The top 20 Ideas About Christmas Gift Ideas for Husband who Has Everything – The best feature of the different gift ideas…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for 10 Year Old Girl

by admin January 17, 2019July 29, 2019

by admin January 17, 2019July 29, 2019

The 20 Best Ideas for Christmas Gift Ideas for 10 Year Old Girl – The very best thing about the various gift…
Christmas Gift Ideas
Top 20 Christmas Gift Ideas for 12 Yr Old Girl

by admin January 15, 2019July 29, 2019

by admin January 15, 2019July 29, 2019

Top 20 Christmas Gift Ideas for 12 Yr Old Girl -Are you searching for enjoyable and innovative Do-It-Yourself gift ideas? Do you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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