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Christmas Gift Ideas
Top 20 Christmas Gift Ideas for Her

by admin September 16, 2018July 29, 2019

by admin September 16, 2018July 29, 2019

Top 20 Christmas Gift Ideas for Her – The best feature of the various gift ideas is that it permits you to…
Christmas Gift Ideas
Best 20 Christmas Gift Ideas for Couples

by admin July 26, 2018July 29, 2019

by admin July 26, 2018July 29, 2019

Best 20 Christmas Gift Ideas for Couples – The best thing about the various gift ideas is that it allows you to…
Christmas Gift Ideas
20 Of the Best Ideas for Christmas Gift Ideas for Best Friend Female

by admin July 6, 2018July 29, 2019

by admin July 6, 2018July 29, 2019

20 Of the Best Ideas for Christmas Gift Ideas for Best Friend Female – The most effective thing about the different gift…
DIY Christmas Ideas
20 Ideas for Christmas Gift for Girlfriend Pinterest

by admin June 5, 2018July 29, 2019

by admin June 5, 2018July 29, 2019

20 Ideas for Christmas Gift for Girlfriend Pinterest -Trying to find a simple craft to choose you modern minimal decor? Whatever your…
Christmas Gift Ideas
20 Ideas for Christmas Gift Ideas for 4 Year Old Girl

by admin April 18, 2018July 29, 2019

by admin April 18, 2018July 29, 2019

20 Ideas for Christmas Gift Ideas for 4 Year Old Girl – The very best aspect of the various gift ideas is…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Teachers From Students

by admin April 5, 2018March 27, 2019

by admin April 5, 2018March 27, 2019

20 Best Ideas Christmas Gift Ideas for Teachers From Students – The very best feature of the various gift ideas is that…
Christmas Gift Ideas
20 Of the Best Ideas for Christmas Gift Ideas for 14 Year Old Boy

by admin March 4, 2018July 29, 2019

by admin March 4, 2018July 29, 2019

20 Of the Best Ideas for Christmas Gift Ideas for 14 Year Old Boy -Are you searching for enjoyable and also innovative…
Christmas Gift Ideas
20 Ideas for Christmas Gift Ideas for New Boyfriend

by admin March 4, 2018July 29, 2019

by admin March 4, 2018July 29, 2019

20 Ideas for Christmas Gift Ideas for New Boyfriend -Are you searching for fun as well as imaginative Do-It-Yourself gift ideas? Do…
Christmas Gift Ideas
The Best Ideas for Christmas Gift Ideas for Your Boyfriend

by admin February 2, 2018July 29, 2019

by admin February 2, 2018July 29, 2019

The Best Ideas for Christmas Gift Ideas for Your Boyfriend – The very best thing about the different gift ideas is that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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