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The top 20 Ideas About 60th Birthday Cake toppers

by admin March 30, 2019July 29, 2019

by admin March 30, 2019July 29, 2019

The top 20 Ideas About 60th Birthday Cake toppers –. Trying to find the most effective 60th Birthday Cake Toppers ? Have…
Birthday Gifts
20 Best Ideas 18th Birthday Gifts for Her

by admin March 13, 2019July 29, 2019

by admin March 13, 2019July 29, 2019

20 Best Ideas 18th Birthday Gifts for Her Birthdays are special occasions that require celebration. There is laughter, delight, and merriment. These…
Birthday Gift Ideas
Top 20 80th Birthday Gift Ideas for Dad

by admin February 21, 2019March 27, 2019

by admin February 21, 2019March 27, 2019

Top 20 80th Birthday Gift Ideas for Dad – The most effective feature of the various gift ideas is that it permits…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

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30th birthday venues

The top 20 Ideas About 60th Birthday Cake toppers

20 Best Ideas 18th Birthday Gifts for Her

Top 20 80th Birthday Gift Ideas for Dad